Jimmy Fay

As we approach our nation’s 250th anniversary, here in Virginia, the birthplace of our country, it’s a meaningful time to reflect on both where we’ve come from and how we prepare for the future. I believe that includes taking time to review your insurance coverage, understand your options, and make sure your protection still aligns with your needs, your family, and your goals.

Jimmy Fay is a State Farm Agent and small business owner based in Newport News, Virginia, serving individuals, families, and business owners throughout Hampton Roads, Virginia, North Carolina, and West Virginia.

Since opening his agency in 2018, Jimmy has focused on building a relationship-driven office centered around education, accessibility, and long-term customer support. His team works with customers across a wide range of insurance and financial service needs including auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, workers compensation, commercial auto, liability coverage, Disability insurance, and retirement-focused conversations.

As both an insurance professional and local business owner, Jimmy understands the challenges families and business owners face when protecting what they have worked hard to build. His office is known for taking a hands-on approach to customer service and helping customers navigate not only coverage decisions, but also the claims process and long-term risk preparation.

Jimmy has lived in Newport News for more than 20 years and is deeply involved in the Hampton Roads community. He is active with organizations including the Rotary Club of Oyster Point, the Virginia Peninsula Chamber, local charitable and youth organizations, and community sponsorships throughout the region including Lionsbridge FC and other local initiatives.

Located in City Center in Newport News, the Jimmy Fay Insurance Agency serves customers throughout Newport News, Hampton, York County, Williamsburg, Poquoson, James City County, Chesapeake, Suffolk, Richmond, and surrounding areas across Virginia, North Carolina, and West Virginia. The office provides both in-person and virtual appointments to help customers wherever they are located.

Jimmy’s long-term mission is simple: help people make informed decisions, protect their families and businesses, and become a trusted local resource for insurance, financial services, and risk management throughout the communities his office serves.

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically, 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.